Regional Banks Face $135M Q4 Loan Prepayments as Borrowers Bet on Rate Cuts
Regional banks reported $135 million in loan prepayments during Q4 2025—47% of the full-year total—as borrowers repositioned ahead of anticipated rate changes. The surge coincided with $21 million in deposit outflows and $800 million in CD maturities scheduled for early 2026, creating quarterly funding mismatches despite stable annual loan growth.
ViaNews Editorial Team (Markets)•