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Source document· February 3, 2026

United States Buy Now Pay Later Business Report 2026: A $258.4 Billion by 2031 from $107.38 Billion in 2025 Featuring PayPal, Afterpay, Affirm, Klarna, and Zip

View original at globenewswire.com
United States Buy Now Pay Later Business Report 2026: A $258.4 Billion by 2031 from $107.38 Billion in 2025 Featuring PayPal, Afterpay, Affirm, Klarna, and Zip Dublin, Feb…
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  • BNPL delivery is expected to converge further with card and wallet infrastructure, reducing standalone differentiation and favouring firms with strong ecosystem partnerships

    80% confidence

  • The market is forecast to grow at a CAGR of 15.1% from 2026-2031, expanding from USD 107.38 billion in 2025 to approximately USD 258.40 billion by end of 2031

    80% confidence

  • BNPL users are more likely to have subprime or deep-subprime credit scores and higher balances on other unsecured debt

    80% confidence

  • Competitive intensity will increase as banks deepen instalment capabilities and wallets embed issuer-based BNPL

    80% confidence

  • The buy now pay later market achieved a CAGR of 23.8% during 2022-2025

    80% confidence

  • Roughly one-fifth of consumers with a credit record used BNPL in 2022

    80% confidence

  • The BNPL payment market in United States is expected to grow by 19.1% on annual basis to reach US$127.94 billion in 2026

    80% confidence

  • U.S. shoppers used BNPL for about $10.1 billion in spending between early November and Cyber Monday 2025, up around 9% year on year

    80% confidence
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Where sources disagree
Broadcom Inc.
Both facts report EPS for Broadcom Inc. for the same fiscal period (Q1 2026) observed on the same date (2026-02-01). However, they report conflicting values: 1.5 USD per share vs 2.05 USD per share. This is a 37% difference for the identical metric and time period, not a value change over time.
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