Your Roth Won’t Be Tax-Free If You Break These Rules
View original at nasdaq.comYour Roth Won’t Be Tax-Free If You Break These Rules In this episode of Motley Fool Hidden Gems Investing, Motley Fool personal finance expert Robert Brokamp discusses the following topics: The Social Security time bomb ticks louder with the recent release of the latest trustees’ report.Americans are keeping their cars…
What we drew from this source
The claims Via News extracted from this document. We point to the source; we don't replace it.
Healthier people as a group tend to be wealthier, and cycling is a great way to improve both health and finances.
60% confidenceContributions to a Roth account are always tax- and penalty-free, regardless of age or how long the account has been open.
60% confidenceStock Advisor's total average return is 936%, a market-crushing outperformance compared to 209% for the S&P 500, as of June 21, 2026.
60% confidenceThe Social Security Retirement Trust Fund is now projected to run dry in late 2032, one quarter earlier than last year's estimate.
60% confidenceAbout 12% growth in investment prices has inflated the earnings of companies in the S&P 500.
60% confidenceA Roth account withdrawal is generally considered qualified (tax- and penalty-free on earnings) if the account has been open for five tax years and the account holder is 59.5 years old.
60% confidenceWithdrawals from a simple IRA within the first two years of participation can incur a 25% penalty instead of the usual 10%.
60% confidenceWhen the Social Security trust fund is depleted, the program will only be able to pay about 78% of scheduled retirement benefits from incoming payroll tax revenue.
60% confidenceAs of the end of 2025, the average monthly car payment was $767 for a new car and $537 for a used car.
60% confidenceThe S&P 500 posted annualized earnings growth of 28% in Q1 2026, well above the five-year historical average of 16%, with a substantial portion of that growth not coming from actual business operations but from mark-to-market accounting of equity investments.
60% confidenceMedicare's Hospital Insurance Trust Fund is now projected to be depleted a quarter earlier, in 2033.
60% confidenceThe average vehicle on U.S. roads is now approximately 13 years old, a historic high and a 10% increase from a decade ago.
60% confidence
Data points we hold from this source
| Social Security Administration · benefit payable after depletion | 78 percent |