Retiring in 2027? Here's What to Do With Your Savings Right Now.

What we drew from this source

The claims Via News extracted from this document. We point to the source; we don't replace it.

• Coca-Cola and Walmart are in foundational positions capable of weathering unpredictable headwinds and both pay reliably rising dividends

  60% confidence

• James Brumley personally holds investment positions in Alphabet and Coca-Cola

  60% confidence

• Social Security may face financial strain that forces up to a 28% reduction in benefits sometime in the early 2030s

  60% confidence

• Retirees should spend from taxable brokerage accounts first, then tax-deferred IRA accounts, and draw from Roth accounts last to optimize tax efficiency

  60% confidence

• A 50/50 or 60/40 stocks-to-bonds ratio is a portfolio allocation many retirees are happy with, though there is no universally right mix

  60% confidence

• Withdrawing 4% annually from a 50/50 stocks-and-bonds portfolio should allow that portfolio to last 30 years before full depletion, assuming future market performance resembles historical averages

  60% confidence

• An income replacement rate of approximately 80% of pre-retirement outlays may be a more realistic retirement spending figure

  60% confidence

• The Motley Fool holds investment positions in and recommends Alphabet, Microsoft, and Walmart

  60% confidence

• Some financial planners recommend planning on spending about 70% of pre-retirement outlays once in retirement

  60% confidence

• Joby Aviation is an all-or-nothing prospect that is probably not an appropriate major holding for most retirement portfolios

  60% confidence

• Capital gains taxes on asset sales in taxable accounts are likely lower than ordinary income taxes owed on IRA withdrawals

  60% confidence

• There are little-known Social Security strategies ('secrets') that could yield as much as $23,760 more per year in retirement income

  60% confidence

Data points we hold from this source